The cheapest car insurance I have ever seen was 23 dollars a month. It was liability only and the driver was home addressed in a rural area. This really depends on your age, credit score, claims history, driving record, where you live, and the type of vehicle you drive.

You can get up to four car insurance quotes in minutes from companies like Safeco, Unitrin Direct, MetLife, Travelers etc. from differnet Web sites. But keep in mind, price is not everything. The cheapest may be the most expensive if you need it.

Check out the reputation of the companies that you’re looking at as well as the rates that they charge. It would be a shame to need you insurance only to find that the company you chose dosen’t have you back.

Where you live, your age and how much you drive are three factors that play a big role in how much you are going to pay for your car insurance that you don’t have much control over.

What you do have control over is the type of car that you drive, your driving record and your credit score. For example a 4 door sedan will get you a lower premium than a sports car or SUV.

If you are a young driver start controling your driving record and credit score now. This will prove benificial to more than just the cost of your insurance. If you keep these in good condition you will start to see your costs go down at 18 and continue to decline at 21 and 25.